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Lacy Holthus | Dec 1, 2025

Planning for the Future: Essential Steps to Prepare for Your Retirement

Retirement
Savings

Is your retirement savings on track?

If you’re like most people, you may feel it’s not. In fact, concerns about running out of money in retirement are very

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comforting-communication
Lacy Holthus | Nov 17, 2025

How to Talk to Your Aging Parents About Estate Planning (Without Making It Tense)

Estate Planning
Family
Health
Disability
Insurance
Risk Management

These conversations aren’t easy.

Bringing up long-term care or estate planning with aging parents can feel like stepping on a landmine—awkward, emotional, maybe

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Lacy Holthus | Nov 3, 2025

2025 - 3rd Quarter Newsletter

Finance
Retirement
Education
Lifestyle
Inside This Issue: ~ Cattle placements on feed down 10% ~ Kids 8-14 drive almost 50% of household consumer spending ~ Digital price tags in stores that change
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two men playing chess by Vlad Sargu courtesy of Unsplash.
Lacy Holthus | Oct 15, 2025

Rethinking Retirement: Why True Wealth Is More Than Money

Retirement
Lifestyle
Health
Family

Rethinking Retirement: Why True Wealth Is More Than Money

You’ve mapped out your dream retirement. Maybe it’s a cozy beach town, golf twice a week, time with

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white concrete building with red flowers by Solen Feyissa courtesy of Unsplash.
Lacy Holthus | Oct 8, 2025

Breaking Down the One Big Beautiful Bill Act: What You Need to Know

Tax Planning
The One Big Beautiful Bill Act (OBBBA) is starting to go into effect; is it going to apply to you? We've broken it down into what you need to know.
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magnifying-glass.green-background-overlooked -retirement-expenses-and-how-to-plan-for-them
Lacy Holthus | Sep 22, 2025

Overlooked Retirement Expenses (And How to Plan for Them)

Retirement
Finance
Health
Tax Planning
Family
Real Estate

A comfortable retirement doesn’t come with a fixed price tag.

Expenses can change over time, and some of the most important ones are easy to overlook.

That’s one

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Lacy Holthus | Sep 4, 2025

4 Pervasive Myths About Inflation

Investments
Finance

4 Pervasive Myths About Inflation

Inflation can feel inescapable these days.

For most of us, it also feels like inflation is higher and more persistent than it

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a close up of a human brain on a black background by Shawn Day courtesy of Unsplash.
Lacy Holthus | Aug 26, 2025

Why Your Brain Sabotages Your Investment Plan (No Matter What the Market Does)

Investments
Finance
Savings
Risk Management

The Dow crosses 45,000. Your brain whispers: "This has to be the top."

The market drops 15%. Your brain screams: "Get out before it gets worse!"

Different

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Close-up image of an elderly hand being held by a younger-looking hand
Lacy Holthus | Aug 11, 2025

Practical Tips: How to Avoid These 4 Estate Planning Missteps

Finance
Lifestyle
Estate Planning

First, let’s start by uncovering the most common mistake in estate planning…

Surprisingly, this frequently made mistake might already be on your doorstep. A

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Two people in an office working together at a laptop.
Lacy Holthus | Jul 29, 2025

How to Dive into Business Succession Planning: 10 Key Questions

Investments
Finance
Tax Planning

What will happen to your business when it’s time for you to take a step back?

That can be a tough question that many business owners eventually have to face.

Yet

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brown wooden framed white and black happy birthday greeting card by Duane Mendes courtesy of Unsplash.
Lacy Holthus | Jul 15, 2025

Why Patience Beats Perfection: The Long-Term Investor's Guide to Market Timing

Finance
Investments

Over the course of your investing life, you’ll encounter market lows and highs. Headlines often spotlight the extremes, especially when markets reach record

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Lacy Holthus | Jul 1, 2025

A Guide to Pensions & Retirement Benefits

Retirement
Investments
Tax Planning

How much do you really know about retirement benefits?

If you’re like most Americans, it’s not that much. In fact, most of us have fairly poor “retirement

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